Will "I had sex " be enough?

12:10 AM Posted In , , , Edit This 1 Comment »
Premera Blue Cross wants to know what?
I had a prenatal ultrasound last week. My insurance company Premera Blue Cross, wants to know exactly how and where and when I sustained my "condition", who's at fault and if any covered family members were involved. It seems pregnancy isn't self explanatory enough, they need a lesson on the birds and the bees.

As I see it, this can play out one of two ways. On one hand they are threatening to deny the claim if I don't give them some pretty personal information. Common sense would dictate that a prenatal scan doesn't normally require proof of liability. It's a little outrageous that no one processing the claim bothered to read the claim. If anyone had would they really still have sent this form? My name and address is hand written so it's not as if a human wasn't involved. The letter in fact didn't have enough postage, was sent back opened, and resealed with additional postage added on the back. This form has been handled. Additionally this form has not only gone through hands at the claim department at Premera but they moved it on to their overpayment detection division called Calypso and I can tell it's a Premera company due nothing but the horrible logo design (after coming to that conclusion I also looked it up, indeed it is a Premera affiliate.)Was this intentional? Do they harrase all women who get prenatal ultrasounds in this manner. It clearly states if I refuse the information they are asking for "Describe how you sustained the condition" "Date of condition", "Address and location where injury/onset of condition occurred" and "Do you own this property?" Do I really need to tell them that?? It appears I do if I don't want to pay the $400-$600 the scan costs.

Second option either pen them a quick explanation of conception "When two people love each other very much, sometimes they....." How about the version I told Robin "Mama and Papa made a seed together and planted it in Mama's belly to grow a baby" He is only three after all I and remember being told WAY too much after walking in on my Mom and Dad at around that age and was traumatized at the idea of any and all genitalia for a very long time. I wanted to wait on the true detail on intercourse until he can at least properly pronounce vagina. (girls have kaginas don't you know) I could just print out and enclose some graphic detail on conception and pregnancy from wikipedia or webMD. There has to be lots of resources for that. Any one have any witty ideas to add? I have 14 more days to turn this form back in. I would love to here what you think.


Kodyann said...

Are you kidding me!?
Bring on the raunchy, dime-store novel details and see if they get the point. The more risque the better, no matter how contrived.